MEMORABLE MOMENTS. UNMATCHED SERVICE.

Your local Mortgage & Finance Brokers.
We're all in. Committed for the long term.

Who We Are

We’re Toast Finance. Your long-term partners in building financial confidence for life.

At Toast, we believe in dreaming big and planning bigger. We’re here to make the complex simple, turning confusion into clarity so you can take confident steps toward your goals. Whether it’s your first home, your next investment, or funding your business dreams, we break down the numbers, lay out the possibilities, and move fast, because your time matters as much as your investment.

We’re not just brokers. We’re educators, guides, and partners who stick around long after the ink dries. With Toast, you’ll feel that buzz, like you’re on the verge of something momentous. Because with the right team behind you, the journey’s just as thrilling as the destination.

Think big. Dream bigger. This is Toast.

Access over 100 lenders in one place.

What we'll do for you.

From understanding your goals to settlement and beyond, here is how we’ll work together.

  • Understand your goals

    We’ll take the time to understand your unique situation and goals.

  • Provide you with some options

    We’ll do thorough research, provide you with a few loan options and help guide you through your decision.

  • Get it sorted for you

    Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled. 

  • Help you save

    We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).

What makes us different?

Toast Finance Banks & lenders

Your own personal, non-bank affiliated loan expert

We work in your best interests (we’re not owned by a bank)

Access to over 90+ banks and lenders in one place3

Ongoing support and guidance once your loan has settled4

Meet your team of local brokers.

Scott
Scott Baker
Founder & CEO
0447 882 611 Email me
Chas
Chas Karpala
Mortgage & Finance Broker
0449 863 940 03 5201 2997 Email me
Suellen
Suellen Parker
Client Services Manager
0400 941 682 Email me
Fernanda
Fernanda Lyrio
Credit Analyst
0412 928 855 Email me
Jeline
Jeline Batayola
Client Services Manager
Email me
Raziel Jacob
Jacob Basilio
Client Services Manager
03 9454 3723 Email me
Map
9/350 Pakington St, Newtown VIC, 3220, Australia
(03) 5201 2997

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